Credit Card Rewards Program
Make Everyday Spending More Rewarding
With a Visa® Rewards or Visa® Signature Rewards Credit Card
Earn up to 2% back on purchases,1 whether you rely on your credit card for handling everyday shopping or keep it on hand for large expenses.
Earn
Every purchase you make with your Visa® Rewards or Visa® Signature Rewards card earns points. There are no restrictive spending categories or vendors so you can shop for whatever you need wherever you like.
Redeem
Use your points to erase a purchase or for cash back – your choice. Redeeming points or tracking progress is easy. Just view your Rewards Snapshot in UW Credit Union Digital Banking or the App.
Repeat
The more you use your card the more points you can get! Points never expire and there’s no limit to the number of points you can earn.
How Do Credit Card Rewards Work?
Use your UW Credit Union credit card rewards to erase a purchase or redeem them for cash. Both deliver equal value, so you’ll always get the best deal.
100 points = $1.00 in rewards
Earn 1.25 – 2 points per $1 spent depending on your card type
When you’re ready to redeem, just head to Digital Banking or the App to make your choice.
Redeem for Cash
Redeem points for a credit on your credit card or a deposit into your UW Credit Union checking or savings account.
Get cash back as you spend or save up your points for a bigger payout. The choice is yours!
Erase a Purchase
Apply points to a purchase you’ve already made using your card and receive a credit back on your bill.
It doesn’t matter if you’re using points to erase a small or large purchase. If you have the points to cover the purchase you’d like to erase, you can do it!
What’s the Difference Between Points and a Cash Back Bonus?
Points are earned automatically when you use one of our two qualifying cards. Members who also have a Rewards Checking account and meet some basic everyday banking requirements (it’s easy) can earn a 0.5% Cash Back Bonus1 on top of the built-in points their cards may have.
Don’t worry. We made this chart to help break it all down.
|
Visa® Credit Card |
Visa® Rewards Card |
Visa® Signature Rewards Card |
|---|---|---|
|
Earns Points on Purchases |
||
|
✖ |
✔ 0.75% per $1 spent |
✔ 1.5% per $1 spent |
|
Earns Cash Back Bonus |
||
|
✔ 0.5% with a Rewards Checking account |
✔ 0.5% with a Rewards Checking account |
✔ 0.5% with a Rewards Checking account |
|
Potential Total |
||
|
0.5% |
1.25% |
2.0% |
The bottom line: Just having and using a Rewards Checking account can help you earn more on your UW Credit Union credit card purchases.