Want to Save Money on Car Payments?

SPECIAL OFFER

90 days no payment & no interest¹

Refinance and give your budget a break! Offer expires June 30, 2026.

Why Should I Refinance My Auto Loan?

The biggest reason to refinance your auto loan is simple: it could save you money! But that’s not the only reason. Refinancing to a fixed-rate loan can also help simplify your monthly budget and potentially help you pay off your loan faster than you would otherwise.

Refinancing can give you:

Better Terms
With a lower rate and different term, you can update your loan to your current needs and save more money.

Higher Savings
Members save an average of $2,391 when they refinance.²

Predictable Payments
Fixed rates mean you know exactly what you’re paying each month.

More Protection
Add more security to your loan with:

New Vehicle (48 mo.)

RATES AS LOW AS

4.72

APR *

Used Vehicle (36 mo.)

RATES AS LOW AS

4.72

APR *

The average UWCU member saves $2,391 when they refinance with us.²

Find Your Rate & Apply - It's Easy!

Find Your Rate

Click Get Started to get your rate. Don't worry—this won't affect your credit score.

Pick Your Loan

Review your options and select the loan that's right for you.

Apply

Submit your application and get approved in as few as five minutes.³

Get Started

Not sure if refinancing is right for you?

We can help you figure it out. Appointments are available via phone or in person with our auto loan experts. We’ll walk you though the process, crunch the numbers and show you how refinancing your loan for your new or used vehicle could impact your budget.

Rates and terms vary depending on the model year of your vehicle. A new vehicle is classified as a vehicle with the model year:

2027
2026
2025
2024

A used vehicle is classified as any vehicle with a model year of 2023or earlier.

Get in Touch

Feel confident that you picked the best option for your vehicle loan. Our local experts are here to answer your questions and get you on to your next adventure.