Mechanical Breakdown Protection

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Take advantage of affordable coverage for minor and major vehicle repairs.

Mechanical Breakdown Protection is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical or electrical failures.1 It offers peace of mind if you should ever face large repair bills for your vehicle. 

Every plan comes standard with: 

  • 24-Hour Emergency Roadside Assistance - Up to $100 per occurrence. This includes towing, battery/jump start, fluid delivery, flat tire assistance and lock-out service. 
  • Car Rental - Pays or reimburses you when your vehicle is serviced for covered repairs, up to $50 per day up to a maximum of $250 per occurrence.  
  • Travel Expense Reimbursement - Up to $250 per day for up to five days for lodging and food, when a covered breakdown occurs over 100 miles from home. 
  • Paintless Dent Repair -  Coverage limited to 5 events per contract.  
  • Windshield Repair - Repairs made to front windshield of minor chips and cracks caused by propelled rock or other road debris. Limit 5 repairs per contract (not available in Florida or Louisiana). Cracks limited to 6 inches or less.

Plus, Ultimate and Preferred Plans offer: 

  • Smart Tech Coverage - Covers manufacturer-installed base units for GPS Navigation, Phone, TV-Video Entertainment, and Internet Access Systems. See service contract for complete details.  

You can benefit from these features:  

  • Flexible - Multiple deductible options to choose from. Nationwide coverage. 
  • Versatile - The coverage is transferable when you sell your car to a private purchaser (a transfer fee and other restrictions may apply). 
  • Convenient - Choose any licensed repair facility. 
  • Member-focused - 60-day free-look period.

After one calendar year of your MPB purchase, you’ll receive a VIP Anniversary Benefit Pak that reimburses you for battery replacement,2 gas purchase, oil change and car wash. 

Contact us to learn more about Mechanical Breakdown Protection and help decide what's best for you.